Microfinance-based financial inclusion and economic support system

Dr. R. Premalatha (2026) Microfinance-based financial inclusion and economic support system. IN202621049704 A1.

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Abstract

The present invention relates to a microfinance-based financial inclusion and economic support system designed to provide accessible and efficient financial services to underserved populations. The system integrates a user interface, data aggregation module, intelligent risk assessment engine, and loan management module to enable seamless delivery of microfinance services. It utilizes alternative data sources including behavioral, transactional, and socio-economic information to assess creditworthiness in the absence of formal credit history. The system further incorporates additional financial services such as micro-savings, insurance, and financial literacy programs within a unified platform. With secure, scalable, and interoperable architecture, the invention enhances transparency, reduces default risk, and promotes financial inclusion, thereby supporting sustainable economic
development and empowering marginalized communities.

Item Type: Patent
Subjects: Economics > Microeconomics
Domains: Economics
Depositing User: Mr IR Admin
Last Modified: 10 Jun 2026 15:14
URI: https://ir.vistas.ac.in/id/eprint/21106

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