The Legal and Competitive Implications of Bank Fintech Mergers: Risks and Regulatory Challenges in Developing Countries Like India.

The global banking industry is facing a new
challenge in their financial innovation era with the
rise of the financial technology (fintech) wave.
Traditional banks and fintech companies typically
collaborate through mergers and acquisitions, which
pave the path for the next generation of technology
to be capitalized on. This research reveals about
policies and it gives the need for the legislative and
other reforms when it comes to financial
institutions, merger and explains about its risks and
opportunities and also sustainable practices.