CYBERCRIME AGAINST INDIVIDUALS: PREVALENCE, RISK FACTORS AND PROTECTIVE STRATEGIES

Cybercrime against individuals has emerged as one of the most significant challenges in the digital era, affecting personal security, financial stability, and privacy. With the rapid growth of internet usage and digital platforms, individuals are increasingly exposed to crimes such as phishing, identity theft, online fraud, cyber harassment, and privacy violations. This research examines the prevalence and patterns of cybercrime, identifies major risk factors contributing to victimization, and evaluates the effectiveness of existing legal frameworks in India, particularly under the Information Technology Act, 2000 and relevant provisions of the Indian Penal Code. The study adopts a doctrinal methodology and relies on secondary sources such as case laws, reports, and academic literature. It highlights issues such as underreporting, lack of awareness, and enforcement challenges. The study concludes that strengthening legal mechanisms, enhancing digital literacy, and promoting cybersecurity awareness are essential to effectively combat cybercrime against individuals.